Insurance / Article 19
Insurance Photo Checklist After Water Damage: Build the Record Before Cleanup Changes the Scene
Good photos help explain what happened before mitigation changes the room.
Situation snapshot
The problem in plain English.
Good photos help explain what happened before mitigation changes the room.
Start with safety and source control. Then work through what can dry, what needs removal, what should be documented, and where professional mitigation or remediation should take over.
Action order
Move through it in the right sequence.
- 01Take wide room photos and close-ups.
- 02Video the source and affected path.
- 03Photograph damaged contents before disposal.
- 04Save invoices, receipts, drying logs, and moisture reports.
Risk check
What changes the seriousness.
Watch for
Unsafe debris, sewage, or food/contents requiring immediate disposal before adjuster review.
What the pros look for
Pros document scope with moisture readings, equipment logs, photos, and itemized invoices.
Source backed
